Economic Inclusion

Economic opportunity is not equally distributed.

Talent, ambition, and a strong business idea are not enough when the system was not designed with you in mind.

At House of Oyoko, Economic Inclusion is not a programme add-on, it is a core pillar of everything we do.

We believe that a genuinely high-performing economy includes everyone who has the capability to contribute to it. That means actively dismantling the structural barriers in financing, in networks, in institutional access — that prevent migrant and underrepresented entrepreneurs from fully participating in the German economy.

Our work in economic inclusion happens at two levels: directly with entrepreneurs through MigraFounders, and with organisations and institutions that have the power to open or close economic doors.

Services for Migrant Founders & Businesses

Learn more @ MigraFounders

“Inclusion is not charity. It is the correction of a structural imbalance that costs the economy more than it costs to fix."

Evelyn Sarpong-Schulz. Founder & CEO . House of Oyoko

You are in the right place if you want a partner who approaches economic inclusion as a structural challenge — not a goodwill gesture — and delivers measurable outcomes.

You are a migrant or underrepresented entrepreneur who has the idea and the drive — but cannot access the financing, networks, or institutional support that German-born founders take for granted
Find out more @MigraFounders
You lead an organisation, bank, or public institution that wants to move beyond DEI statements and create measurable economic access for underrepresented communities
You are a funder, city, or EU body looking for an implementation partner with the credibility, community trust, and professional rigour to run economic inclusion programmes that actually work
You are an accelerator, chamber of commerce, or business network that wants to meaningfully expand your reach into migrant and BiPOC entrepreneurship ecosystems

Who we work with

Migrant and BiPOC Entrepreneurs

1

Founders and business owners navigating financing, institutional access, and professional credibility in the German market

Banks and Financial Institutions

2

Organisations ready to expand access to underrepresented founders through adapted processes and financial literacy partnerships

Municipalities, development agencies, and EU-funded programmes seeking credible implementation partners for economic inclusion mandates

Public Institutions and City Bodies

3 Corporations and Large Employers

4

Organisations building diverse supplier pipelines and seeking to create economic opportunity within their own ecosystem

Accelerators and Startup Ecosystems

5

Programmes that want to genuinely reach and support migrant and underrepresented founders — not just count them

Foundations and Funding Bodies

6

Philanthropic and institutional funders investing in sustainable economic inclusion in Germany and the EU

OUR WORK

MigraFounders

EU PILOT PROGRAMME
MigraFounders is House of Oyoko's EU and City of Munich supported pilot programme that gives migrant and BiPOC entrepreneurs in Munich structured access to financing, financial literacy, bank partnerships, and a professional community. It is where our economic inclusion mission becomes direct, measurable action.
Co-funded by the European Union · Supported by the City of Munich · Available in 8 languages · First 15 participants: free
What makes MigraFounders different
It is not advice — it is access. We have built the relationships with banks, reduced the requirements, created the financial literacy resources that did not previously exist, and embedded the programme in the communities it serves.
What the programme covers
Financial literacy: Understanding German banking, credit systems, and financing options — in the language of the participant, not the institution
Bank access: Direct introductions to banking partners with adapted requirements and shortened documentation processes
Business plan development: Structured workshops from concept to submission-ready business plan
Legal and tax basics: Navigating German business registration, tax obligations, and compliance without costly surprises
Community and network: Peer cohort of entrepreneurs at the same stage, plus connections to Munich's broader startup and business ecosystem
Format · Workshop series — in person in Munich · Available in 8 languages · Individual advisory sessions alongside group workshops · Application-based: limited to 15 participants per cohort
Ideal for · Migrant entrepreneurs in Munich at founding stage or early growth · Founders who have been turned down for financing and need structured support to reapply · Anyone who has a business idea but does not know where to start with the German system
Apply @MigraFounders
Economic Inclusion Advisory for Organisations

ADVISORY
A strategic advisory offer for banks, public institutions, corporations, and funding bodies that want to design, implement, or improve economic inclusion programmes — with the rigour of a professional consulting engagement and the credibility of an organisation that runs these programmes itself.
Project-based · Senior advisory · Stakeholder workshops · EN / DE
What you leave with
A concrete, implementable economic inclusion strategy or programme design — grounded in what actually works, not theoretical frameworks.
What the engagement covers
· Structural audit: where your current processes exclude underrepresented founders and entrepreneurs — and why
· Programme design: creating financing pathways, advisory structures, or partnership models that produce measurable access outcomes
· Stakeholder alignment: building internal consensus and external partnerships for economic inclusion initiatives
· Implementation support: guiding the rollout of new processes, training staff, and establishing community relationships
· Measurement framework: defining what success looks like and how to evidence it for funders and governance bodies
Ideal for
· Banks and financial institutions expanding access to migrant and underrepresented business clients
· Municipalities and public bodies designing economic inclusion mandates
· Foundations and EU bodies commissioning economic inclusion programmes and needing credible implementation partners
Ecosystem Partnership

PARTNERSHIP
A structured partnership offer for accelerators, chambers of commerce, business networks, and ecosystem organisations that want to meaningfully expand their reach into migrant and BiPOC entrepreneurship — not as a diversity metric, but as a genuine expansion of their community and impact.
Ongoing partnership · Community engagement · Programme integration · EN / DE
What partnership looks like
House of Oyoko brings community trust, multilingual capacity, and direct access to migrant and BiPOC entrepreneur networks that most established ecosystem organisations cannot reach independently. We help you reach them — and more importantly, earn their trust.
What we offer partners
· Community outreach and engagement in 8 languages
· Co-designed programming for underrepresented founder cohorts
· Facilitation of intercultural business events and network sessions
· Referral and integration pathways between MigraFounders and partner programmes
· Advisory on how to remove structural barriers within existing accelerator or support programmes
Ideal for
· Accelerators that want more diverse cohorts and know outreach alone is not enough
· Chambers of commerce and business associations expanding into migrant business communities
· EU-funded programmes with inclusion mandates seeking credible local delivery partners in Munich

How we work

01
Briefing call
15 minutes to understand your situation — whether you are a founder, institution, or partner
02
Proposal
A clear recommendation for the right starting point and what outcomes to expect
03
Scoping
Align on objectives, participants, and timelines
04
Delivery
Evidence-based, community-grounded, professionally certified
05
Outcomes
Measurable access, relationships, and systemic change — not just activity